Focus
on Real Estate Law
Title Insurance
Long a feature in American real estate transactions, title
insurance has only recently gained popularity in Ontario residential
real estate transactions. Title insurance is essentially an
insurance policy issued by an insurance company to provide
compensation in the event that there are defects in title
on your home...
Buying
from A Builder
No Surprises! Know what is in the
Agreement...
Many purchasers are surprised and dismayed at the length and
complexity of the Agreement of Purchase and Sale on a new
home. Unfamiliar clauses with phrases like “substantially
similar” or “substantially completed” may
leave wary buyers feeling less than confident...
Focus
on Wills
Financial and Estate Planning
If you are like most Canadians, your estate plan may be the
most neglected part of your overall financial plan. Estate
planning and death are often difficult for people to discuss,
let alone to plan for. But, your estate plan need not be complex,
and the process need not be painful...
Domestic
Contracts
What is a domestic contract?
A domestic contract is a written agreementbetween the husband
and the wife. Thereare three types of domestic contracts;separation
agreements, cohabitationagreements and marriage contracts..
Grievance
Right to grieve
An officer or non-commissioned member who has been aggrieved
by any decision, act or omission for which no other process
for redress is provided is entitled to submit a grievance.
There is no right to grieve in respect of a decision of a
court martial or the Court Martial Appeal Court; a decision
of a board, commission, court or tribunal; or a matter or
case prescribed by the Governor in Council in regulations.
There is no right to grieve in respect of a decision made
under the Code of Service Discipline.
Access
to Information
The basis of democacy
In the past few decades, the pressures arising from population
growth, technological development, improved communications
and education levels, increased personal expectations, diversification
of values and life-styles have combined to involve governments
in an ever-increasing variety of functions and services for
an ever-increasing variety of sectors of our society. In order
to carry out these activities effectively government collects,
aggregates, and analyzes large amounts of data relating to
public problems.
Privacy
Right
to privacy
Private citizens have an inherent right to privacy; government
does not. It is a fundamental difference between people and
the institutions that rule them. If a government wants to
know something about an individual, it must justify it by
explaining why it wants that information, how it will use
it, and why the public interest outweighs (as it sometimes
does) the individual’s right to privacy. But, if the
situation is reverse, the onus remains on the government to
demonstrate a need to know.
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